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How to Buy a Car Using Credit Card
A credit card can be used in several ways to pay for large purchases. It is important to remember that this will likely be an expensive form of credit if the individual does not promptly pay back the...
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How to Lower Your Monthly Car Payments
You can apply several strategies with a loan refinance to lower your monthly car payments. However, your ability to do so is dependent on your credit score, cash access or a lower interest rate. Watch...
View ArticleHow to Defer a Car Payment
Today's troubled economy has forced many Americans to tighten their belts and "cut the fat" to weather the financial storm. For some people, that means deferring or postponing their car payments. While...
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How to Trade in Your Car With Negative Equity
Trading in a car for which you owe more than it’s worth can be quite costly. Although the dealer may tell you it is willing to pay off your old loan -- and this is technically true -- most incorporate...
View ArticleHow to Get a Car Loan After Chapter 7 or 13 Bankruptcy
get a car loan after chapter 7 or 13 bankruptcy - This article will show you how to get a car loan after filing a chapter 7 or 13 bankruptcy. Many Americans have been forced to file for bankruptcy....
View ArticleSecured Vs. Unsecured Car Loan
There are a number of differences between a secured and unsecured auto loan. If the loan is unsecured that means there is no collateral. The automobile is not being used to obtain the loan. Whenever...
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How to Calculate Car Loan Payment
It is a good idea to be prepared and know exactly how much you can afford to pay monthly on a vehicle before you go to the dealership and sign a contract. You should always investigate your pricing...
View ArticleWhat to Do When a Bank Loses Title to a Vehicle
If the bank loses the title to your vehicle before you have completed payments, the easiest solution is to go to your state's Division of Motor Vehicles and apply for a replacement. If the bank is...
View ArticleHow to Make Car Payment Online
Each day, thousands of people pay everything from their mortgage to their credit cards online. Online payments save consumers the cost of stamps, provide rapid transfer of funds, and allow swift credit...
View ArticleHow to Determine the Amount a Bank Will Loan on a Car
Although the term "LTV" (loan-to-value) is most often referenced to mortgages, the same principle applies to auto loans. Auto finance companies and lenders use an auto loan's LTV ratio as a determining...
View ArticleHow to Calculate Interest Payments for Car Loan
Taking out a car loan can be a daunting task due to the many different terms and regulations. However, for those with patience, it is possible to navigate this labyrinth of financial jargon. One of the...
View ArticleHow to Make Extra Payments Toward a Car Loan
Making extra payments towards your car loan can save you a significant amount of money since you reduce the amount of finance charges you pay. Extra payments help to shorten your loan term. When you...
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What to Do When You Owe More Than the Car Is Worth
Many vehicles depreciate very quickly, which can leave those who financed their cars owing more than the vehicle is worth. The payoff balance of the loan exceeds the value of the vehicle. This...
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How to Get a New Title After Paying Off a Car
When purchasing a car using credit, the lender becomes a co-owner by placing a lien on the vehicle. This ensures that the lender can take possession of the vehicle if you fail to pay back the loan. A...
View ArticleHow to Figure Out a Payoff Amount on My Car
If you want to pay off your car loan, you need to know the amount owed. This may seem simple, but you have to remember that each day, your loan is accruing interest. As a result, in addition to knowing...
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How Do I Calculate the Principle & Interest of a Car Loan?
You can easily break down the monthly payment of a car loan into the portion going toward interest and the portion going toward principal. All you need is a calculator with an exponent key.
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How to Calculate Auto Loan Payoff
Auto loans are secured loan programs. Therefore, to fully release the collateralized lien on a car, you need to pay a loan in full. Calculating a payoff can be a bit complicated, but fortunately,...
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What Is an Electronic Car Title?
An electronic car title, also referred to as an e-title, is a digital record of the ownership of a vehicle. It has all the information and authority of a paper certificate of title. Electronic titles...
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How to Calculate Car Payments Based on a FICO Score
Car loans are common debts in the U.S. Most American consumers take out an auto loan if they purchase a new car. If you are considering a new or used car and you need to finance it, it's in your best...
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How to Save Fresh Flowers
Fresh flowers are a short-lived treat. Preserving the flowers from a wedding or funeral, keeping a gift of flowers as a keepsake, or finding a way to extend the life of fading blooms are easy to do...
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How to Arrange Gumpaste Calla Lilies
Gum paste, also known as sugar dough, provides crafters with a pliable and edible medium with which to make a variety of decorations. Arranging pre-made gum paste flowers, such as calla lilies,...
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How to Calculate Motorcycle Payments
A motorcycle purchase can be as expensive as buying a new car in some instances. Motorcycles can cost anywhere from a few hundred dollars to over $100,000. Depending on your credit rating, the interest...
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How to Get a Clean Car Title in Kansas
A clean car title is one that does not have a lien holder listed on it. It indicates the vehicle is solely yours and that you have the right to use it as collateral. In Kansas, vehicles with lien...
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Laws on Auto Loan Contracts
An auto loan contract is a legally binding agreement between a finance company or other banking institution and a person who wants to purchase a car through financing. The contact contains all details...
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What Are the Maximum Interest Rates Allowed on Auto Loans?
Purchasing a car is a great investment. However, because of the expense, consumers may require an auto loan. Like any loan, a car loan must be paid back in monthly payments over a set amount of time...
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How to Access My GMAC Auto Account
GMAC is a financial company that is almost 100 years old. It provides regular banking services and loans for vehicles and homes. If you have a current GMAC auto loan, you can create a free online...
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How do I Return a Car to the Honda Dealer?
Reasons for wanting to return a vehicle to the Honda dealer may differ. If you can no longer afford your car payment, your return is considered a voluntary repossession, which impacts your credit...
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Vehicle Title Loan Laws in Texas
When you sign a loan agreement to make monthly payments on a vehicle, you don't technically own it--despite the fact it is in your possession. A "lien" is a legal addendum the owner of the car (usually...
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How to Return My Car to Ford
If planning to return your vehicle to Ford because you can no longer make your payments, this is known as a voluntary repossession. A voluntary repossession has the same impact on your credit report as...
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How Long Does It Take to Find Out From Your Bank If Your Approved for an Auto...
Banks usually consider credit, co-signers and the history of your account with their bank (if any) with your auto loan application. Depending on these factors, you could get approved or denied in a...
View ArticleHow Long is a Lien Good on an Auto Title in Michigan?
When you purchase an automobile with cash, you receive a clear title. However, if you obtain a loan from a financial institution to purchase the vehicle, an auto lien will be issued.
View ArticleWhat Are Loan Terms for Used Cars?
Used car loan terms aren't as simple as new car loans, because of a variety of factors, and the length of the loan is very important.
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How to Negotiate Your Car Pay Off
Paying off your car loan early is the right financial move, if you can afford it. Every month you make a car payment, you are actually paying interest. For some car loans, by the time you make your...
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Who is the Lien Holder on a Car Title?
The lien holder on a car is the lender that the owner must repay to gain clear possession of the title. As long as you still owe on the loan, the lien holder's name remains on the title.
View ArticleHow Many Years Can You Finance a Used Car?
The longest typical length on a used car loan is seven years or 84 months, but such long loans have financial risks.
View ArticleHow to Make Japanese Paper Clay
Also known as fuwa fuwa, Japanese paper clay combines the use of paper and clay to create a light and fluffy craft medium. Japanese paper clay makes it easy to create a wide range of craft items as you...
View ArticleHow to Assume Payments on a Tractor-Trailer
When you assume payments for a loan on a tractor-trailer, you are essentially getting a deal on the vehicle and the loan. If someone gets a loan to buy a tractor-trailer but for some reason that owner...
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How to Write a Letter Requesting a Title From a Lien Holder
In most states, a lienholder is given possession of the title until the lien is completely satisfied. The only way for the owner of the vehicle to obtain the title is by satisfying the loan. This can...
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How to Request an Automobile Payoff Letter
If you have an automobile loan and want to pay off the loan early, you can request a payoff letter, also called a payoff quote, from your creditor. The payoff letter shows how much you owe on the loan,...
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How to Make a Vintage Button Bouquet
Vintage button bouquets make use of recycled materials. They're eco-conscious, and making your own gives you the opportunity to flex your creative muscles. When you know how to make your own vintage...
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Getting a Car Loan: From Start to Finish
The need for a new car and a new loan often go hand-in-hand. But if you think searching for the right set of wheels is the toughest and most vital part of the process, you could find yourself on a...
View ArticleHow to Trade In an Unpaid Car
If you are in the market for a new car, but still have a car that you are paying a loan on, you might think you have to completely pay off your car loan (or find someone who will pay it off as part of...
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How to Get a Car Loan With Bad Credit
Getting a car loan with bad credit may involve buying from a smaller dealership that uses secondary finance companies. Higher auto loan interest rates may be unavoidable, but getting a car loan may be...
View ArticleCan Anyone Take Over Payments on a Car Loan?
Get a new owner of a car to take on an existing car loan obligation or acquire a new loan through conventional or private party loan financing.
View ArticleHow to Get a Car Loan With a Tax Lien on a Credit Report
Getting a car loan can be difficult and time consuming process, especially when there are bumps in your credit history to worry about. If you have a tax lien, there are a few things you need to...
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How to Calculate an Auto Loan
Before buying a car, it is best to know just what you can afford. By calculating an auto loan you can see how much you will owe monthly, depending on other factors such as your interest rate,...
View ArticleHow to Use a Car Loan Formula
Buying a car involves more than picking it out and taking it for a test drive. Most people need a car loan, too. In order to stay happy with your new car, get a loan that fits your needs for the amount...
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How Does a Down Payment on a Car Work?
The down payment you make toward a car purchase can lower your monthly bill, but some buyers don't see a benefit in that arrangement. When you have a choice, weigh the benefits of a reduced loan amount...
View ArticleHow to Make a Nissan Car Payment Online
Customers of Nissan finance can pay their monthly bills online, choosing a one-time payment or setting up automatic monthly payments.
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